I walked into the ICBC just across the street. Fill out a form with only my name, ID and address. Waited for my term. 15 minutes later, I was at the counter at ready for my Chin@ experience. The clerk looked at me, photocopied my ID and then handed me back the form and a sign in Chine$e. She said, write this phrase at the bottom of the form. Huh? I read it first. It said " I am opening this account with my own free will that allows me to do banking via ATM". I wrote the phrase in the form. Couple clicks on the computer by the clerk and a RMB15.00 service fee later. I have my debit card setup and my account opened. That was it.
Compared to opening up a company account, it was night and day.
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